Meet Terry Huy Nguyen
Your Trusted Mortgage Broker & Home Loan Expert in California
With 10+ years of experience as a mortgage broker and fluency in English & Vietnamese, I specialize in guiding first-time home buyers and experienced investors through the home loan process. Whether you need refinancing, FHA loans, VA loans, or conventional mortgages, I'm here to help you get the best mortgage rates.
Why Choose Terry Huy Nguyen as Your Mortgage Broker?
Experience the difference of working with a dedicated home loan specialist who truly cares about getting you the best mortgage rates for your dream home.
Top 10 Loan Officer
Recognized as Top 10 Loan Officers by Total Loans Amount at Loan Factory - October 2025
Bilingual Expert
Fluent in English & Vietnamese, serving diverse communities with personalized guidance
10+ Years Experience
Extensive background in insurance, banking, real estate, and mortgage industry
Complex Case Specialist
Expert in handling difficult scenarios and tight deadlines with proven success
10+
Years Experience
Terry Huy Nguyen
As a bilingual mortgage loan officer, I bring over 10 years of experience across insurance, banking, real estate, and home financing. I specialize in handling complex mortgage applications, FHA loans, VA loans, refinancing, and conventional mortgages.
My goal is to deliver excellent service and help you make smart home loan decisions—whether you're a first-time home buyer in California or an experienced investor looking for the best mortgage rates in Orange County.
What Home Buyers Say About Terry
56 verified mortgage broker reviews on Google from satisfied home loan clients
I've had the pleasure of working with Terry Huy Nguyen for many transactions, both as a realtor referring clients and as a borrower myself. He is one of the most reliable loan officers I've worked with.
Ha Vu
Local Guide
Loan Factory and Terry were excellent to work with. He answered any questions my wife or I had quickly and clearly. I highly recommend contacting Terry whether it's for first time buyers or refinancing.
Hoa Hoang
Home Buyer
Terry and his team were incredible to work with. His communication was top-notch…if I had a question, I could text him and get a reply or even a call within minutes.
Nicholas Miele
Home Owner
Terry was an outstanding loan officer who assisted us in loan from A to Z in 30 days. That was an incredible and herculean task with a lot of stress to sort out proofs in a very short time.
Thanh Mai
Home Buyer
This is my second time working with Terry Huy Nguyen and I highly recommend him. He helped me with refinancing a couple years ago and recently a new home loan. He is quick and always responsive.
Danelle Chu
Repeat Client
As a first-time homebuyer, I couldn't have asked for a better lending team than Terry and Serena. They were incredibly helpful throughout the entire process.
Alex Chan
First-time Buyer
Loan Factory
Loan Factory is a leading mortgage lender with access to 240+ lenders, allowing us to shop for the best mortgage rates on your behalf. Whether you need a home loan, refinancing, FHA loan, or VA loan, our AI-powered platform ensures faster approvals.
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Why Loan Factory?
- Transparent pricing - No hidden fees
- Real-time rate comparison from 240+ lenders
- AI-powered platform for faster approvals
- Nationwide coverage with local expertise
- Dedicated support throughout your journey